Discover how to maximize your health and wellness journey by utilizing HSA and FSA funds for eligible services. Learn about the simple steps to obtain a Letter of Medical Necessity and unlock financial support for personal training, nutrition counseling, and more.

To support you on your journey and request a LMN in the form below

Eligible Services with an LMN:

  • Personal Training: If prescribed to treat conditions like obesity or cardiovascular disease.

  • Nutritional Counseling: When necessary for managing medical conditions such as diabetes or hypertension.

Understanding HSA/FSA Guidelines for Non-Insured Services
Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) can often be used to pay for non-insured health and wellness services. Many services, such as infrared sauna sessions, body composition scans, or specialized training, may qualify if deemed medically necessary. To determine eligibility, contact your HSA/FSA provider directly or review your plan’s guidelines online. This step ensures you understand what services are covered and what documentation is required for reimbursement.

The Role of a Letter of Medical Necessity
A Letter of Medical Necessity (LMN) from a licensed healthcare professional is often required for HSA/FSA approval of non-insured services. The letter must outline the medical condition being addressed, describe the recommended service, and confirm its necessity as part of the treatment plan. Be sure the letter includes details such as the patient’s diagnosis, the expected outcomes of the service, and the provider’s credentials. Present this document to your HSA/FSA administrator to support your reimbursement claim.

How to Get Started
If you’re considering using your HSA/FSA funds for our health and wellness services, we’re here to guide you through the process. Start by checking with your HSA/FSA provider about eligible expenses and any required documentation. Next, schedule an appointment with your physician to discuss your needs and request an LMN. Once approved, you can use your funds to access our services, supporting your journey to improved health and wellness while maximizing the benefits of your healthcare dollars.

Preventative Health for Everyone:

Musculoskeletal Conditions

  • Osteoarthritis: Degenerative joint condition causing pain and limited mobility.

  • Chronic Back Pain: Persistent pain affecting movement and posture.

  • Post-Injury Rehabilitation: Recovery from fractures, ligament tears, or surgeries.

  • Cardiovascular Conditions

    • Hypertension: Elevated blood pressure requiring monitored exercise.

    • Coronary Artery Disease: A condition needing supervised cardiovascular activity.

  • Metabolic Disorders

    • Type 2 Diabetes: Condition managed through regulated physical activity.

    • Obesity: Excessive body weight requiring structured exercise programs.

  • Mental Health Conditions

    • Anxiety: Managed through stress-reducing physical activity.

    • Depression: Alleviated by exercise-induced endorphin release.

  • Neurological Conditions

    • Concussion Recovery: Supervised exercise to restore coordination and balance.

    • Parkinson’s Disease: Treatment involving targeted strength and mobility exercises.

  • Respiratory Conditions

    • Asthma: Improved through respiratory efficiency training.

    • COPD: Condition managed with controlled physical activity

Personal training can also be tailored to athletes to improve functional movement, correct weaknesses, and optimize performance while reducing the risk of injury. These programs are essential for developing youth athletes and supporting long-term athletic success.

Disclaimer:
Client progress will be tracked in a HIPAA-secure database to ensure the confidentiality of all information. All packages must be paid in full prior to the first session. A Balanced You Consulting & Performance LLC cannot issue refunds for payments made with HSA/FSA funds. Clients must contact their health savings account provider directly for any refunds related to the incompletion of services. Clients are responsible for making payments either with their health savings card or personal funds and for obtaining reimbursement from their HSA/FSA provider. A Balanced You Consulting & Performance LLC will provide session updates for documentation of services as needed.